Payments and Insurance
Financing and Payment Options
For vision correction procedures that are not otherwise covered by insurance,
such as LASIK, Premium Lens Implants, cosmetic eyelid procedures and optical
services, we offer patients a variety of payment options. We accept major
credit cards, cash, check and money orders for payment. We also offer
flexible, low monthly payment financing through Care Credit. During your
visit to the office, you will have the opportunity to discuss the cost
of your procedure and the financing solution that works best for your budget.
Please note that some insurance plans may cover all or a part of your "elective"
vision correction procedures, or offer a discount. Our staff is happy
to work with you to determine the status of your insurance company’s policy.
Our pricing reflects our doctors’ extensive experience, our dedication
to providing our patients with the latest technology and tools available,
and our strong belief in personalized care. When you chose to have vision
correction with us, you are paying for superior care and peace of mind.
- Offers financing for LASIK, IOL implants, Optical, or Cosmetic Procedures
- Offers No-Interest Payment Plans (6 or 12 month)
- Offers Low Interest Payment Plans (24, 36, 48 month plans)
- No annual fees
Easy Application process with immediate decisions available:
by telephone at
- in our office: fill out application & submit for processing
CareCredit for better vision
When to have your vision procedure should be the question, not how to
pay for it. We'd like to make that decision even easier for our patients.
That's why we're pleased to offer the CareCredit ® card, North
America's leading patient payment program. CareCredit lets you begin
your procedure immediately — then pay for it over time with low
monthly payments that fit easily into your monthly budget. Now you don't
have to save up for years to finally get the vision you've always
wanted. We'll help you see clearer, sooner.
Your healthcare credit card
CareCredit is the credit card exclusively for healthcare services. CareCredit
offers low monthly payment plans for healthcare procedures not commonly
covered by insurance, including LASIK and Premium-IOLs. Don't put
off improving your vision. Get your procedure now.
For vision procedures, CareCredit offers:
- Low minimum monthly payments
- No up-front costs or pre-payment penalties
Learn more by visiting CareCredit.com or contacting our office. Ready to
apply? Apply online for your CareCredit card today. You'll be seeing
clearer in no time.
Use Your FLEX Plan for Laser Vision Correction or Eyeglasses
Many patients choose to use their Flex Plan to pay for their LASIK or other
vision correction procedures. A FLEX plan allows patients to have a certain
amount of pre-tax dollars withheld from each paycheck and deposited into
a special "flex care spending account.” This permits you to
save automatically for LASIK and other qualified heath expenses and, since
the money is pre-tax, allows you to save up to 33% off the real cost of
the procedure. Typically you must use up all of the money in your account
by year-end to avoid forfeiture. Please consult your flex care plan documents
or your HR department for information on your specific situation.
For non-elective procedures, such as standard Cataract Surgery, Spindel
Eye Associates, P.C. accepts all major insurances as well as Medicare.
1-877-EXAM-20-20 if you have specific questions about your insurance coverage. Please note
that if your insurance requires a referral, it is your responsibility
to obtain that referral prior to your appointment with us, as we may not
be able to obtain it for you on the day of your appointment.
Please contact us at
1-877-EXAM-20-20 or e-mail us if you have any questions regarding your vision correction
For your convenience, our office participates in a variety of health plans.
Many of these plans cover routine eye exams and may pay for glasses or
contact lenses. Our insurance coordinator is always available if you have any questions
regarding your coverage.
For our medicare age patients, we accept assignment. Some of these plans,
including Medicare, require that you pay a copayment or deductible. We
realize that health insurance claims can be confusing, so our staff is
available during business hours to assist you.
For health insurance plans with which we do not participate, we will provide
you with the appropriate billing information. Payment for these services
is required at the time of your visit.