Payments and Insurance

Financing and Payment Options

For vision correction procedures that are not otherwise covered by insurance, such as LASIK, Premium Lens Implants, cosmetic eyelid procedures and optical services. we offer patients a variety of payment options. We accept major credit cards, cash, check and money orders for payment. We also offer flexible, low monthly payment financing through Care Credit. During your visit to the office, you will have the opportunity to discuss the cost of your procedure and the financing solution that works best for your budget.

Please note that some insurance plans may cover all or a part of your "elective" vision correction procedures, or offer a discount. Our staff is happy to work with you to determine the status of your insurance company’s policy.

Our pricing reflects our doctors’ extensive experience, our dedication to providing our patients with the latest technology and tools available and our strong belief in personalized care. When you chose to have vision correction with us, you are paying for superior care and peace of mind.

Financing Options

Care Credit

• Offers financing for LASIK, IOL implants, Optical, or Cosmetic Procedures
  
• Offers NO-Interest Payment Plans (3, 6 or 12 month)
• Offers Low Interest Payment Plans (24, 36, 48 month plans)

No annual fees

Easy Application process with immediate decisions available:

• online at www.carecredit.com,
• by telephone at 1-877-EXAM-20-20
  
• in Dr. Spindel office: fill out application & submit for processing

Use Your FLEX Plan for Laser Vision Correction

Many patients choose to use their Flex Plan to pay for their LASIK or other vision correction procedures. A FLEX plan permits patients to choose to have a certain amount of pretax dollars withheld from each paycheck and deposited into a special "flex care spending account.” This permits you to save automatically for LASIK and other qualified heath expenses and, since the money is pre-tax, permits you to save up to 33% off the real cost of the procedure. Typically you must use up all of the money in your account by year-end to avoid forfeiture. Please consult your flex care plan documents or your HR department for information on your specific situation.

Non-Elective Procedures

For non-elective procedures, such as standard Cataract Surgery, Spindel Eye Associates, P.C. accepts all major insurances as well as Medicare. Please call 1-877-EXAM-20-20 if you have specific questions about your insurance coverage. Please note that is your insurance requires a referral, it is your responsibility to obtain that referral prior to your appointment with us as we may not be able to obtain it for you on the day of your appointment.

Please Contact us at 1-877-EXAM-20-20 or e-mail us if you have any questions regarding your vision correction financing options.

^ Under the No Interest Plans, each month you are required to pay the required minimum monthly payment in the column to the left and to avoid interest, the promotional purchase must be paid in full within the promotional period. The amounts in these columns are the amount to be paid if you choose to make equal monthly payments and take advantage of the promotion.

For your convenience, our office participates in a variety of health plans. Many of these plans cover routine eye exams and may pay for glasses or contact lenses. Our insurance coordinator is always available if you have any questions regarding your coverage.

For our medicare age patients, we accept assignment. Some of these plans, including Medicare, require that you pay a copayment or deductible. We realize that health insurance claims can be confusion, so our staff is available during business hours to assist you.

For health insurance plans with which we do not participate, we will provide you with the appropriate billing information. Payment for these services is required at the time of your visit.

A payment plan for refractive surgery can be made through Vision Fee Plan. More information can be obtained through 1-877-837-2202 or www.visionfeeplan.com